Building an exciting project in these areas?

Hong Kong’s retail loyalty and payment ecosystem is ready for modernization to better serve merchants, enhance consumer experiences, and support Hong Kong’s fintech leadership. We seek innovative startups to address key challenges:

Transforming Cross-Border Payments for a Digital Economy

Modernize infrastructure for seamless real-time, compliant cross-border payments enabling global trade; attract crypto-native users; and unlock new revenue streams and partnerships (i.e. rewards).

Reimagining Loyalty for the Web3 Economy

Transform loyalty programs into dynamic, efficient, and transparent systems that improve SME cash flow, simplify reward redemption, and adapt to evolving consumer behaviors.

Empowering SMEs with Cost-Effective Digital Solutions

Lower transaction fees, reduce onboarding complexity, and enhance marketing through integrated, data-driven omni-channel solutions to help SMEs thrive digitally.

Ready to innovate with us?

Transform Hong Kong’s retail loyalty and payment landscape with Octopus’ trusted network and cutting-edge innovation. Build solutions that empower merchants, streamline rewards, and unlock new growth for SMEs — all while aligning with Hong Kong’s fintech leadership goals.

How Startups Benefit

Collaborate with a Leading Payment Solution Provider

Gain direct access to an extensive network, allowing you to test, validate, and scale your solution within one of the world’s most advanced payment ecosystems while addressing real-world business challenges.

Engage with Pioneers of the Hong Kong Web3 Market

Connect with industry leaders who are at the forefront of web3 innovation. You will receive strategic guidance on compliance, scalability, and ecosystem integration, positioning your solution for a potential first-mover advantage and ensuring it is future-ready.

Opportunity to Test a Proof of Concept with a Leading Enterprise-Focused Blockchain

Leverage a progressive enterprise-grade blockchain designed for real-world adoption and the Web2 transition. Startups will receive dedicated technical support, access to a vibrant ecosystem of partners, enhanced marketing exposure, and opportunities for collaboration with industry leaders to accelerate innovation and build market-ready solutions.

Opportunity for Investment to Scale from Pilot to Production

Startups have the chance to secure funding that supports their growth journey, enabling them to transition smoothly from pilot projects to full-scale production while benefiting from expert guidance and strategic resources.

How Startups Benefit

Octopus

Octopus is a world-leading e-payment system provider, processing over 15M transactions daily, with more than 20M+ Octopus cards and products in circulation and a daily transaction volume of US$35M. The system is compatible with various digital wallets, including Samsung Pay, Huawei Pay, Apple Pay, and Android Pay, and operates in markets such as Hong Kong, South Korea, and Thailand.

OSN

Moving Money is Easy. The Rest is Hard. OSN facilitates seamless money flows across high‑potential Global South and Belt & Road corridors over our liquidity ready, cost efficient, and timely last‑mile payment & FX infrastructure.

Turn Innovation Into Impact

Build, pilot, and scale your web3 solution with Octopus & OSN. Get hands-on with real users, backed by expert support and investment-ready opportunities.